Realtor® Realness: Tips for First-Time Buyers

Realtor® Realness: Tips for First-Time Buyers

Purchasing your first home can be daunting, but it doesn’t have to be difficult. The right residential real estate agent can make the buying process seamless.

1. Make a Wish-List

Before beginning the house hunt, you should compile a list of must-have features. Whether hardwood floors, a chef’s kitchen, an entertainment room, or walk-in closets, each homebuyer needs to make a list of non-negotiable features. By making a definitive list, the search for the perfect house can be less intimidating.

2. Realistic Budgeting

Before you start looking for your dream home, it is important to remain realistic and within your price range. Discuss strategies with a financial advisor or complete a home affordability calculator to determine how much you can safely afford to spend.

3. Finding the Right Realtor®

It is important to choose a real estate agent you can trust and depend on throughout the entire home-buying process. Pick an agent that has specific knowledge of the neighborhood and market. Be transparent with your agent and share your “must-haves” so that your agent can find a home that fits your specific needs.

4. Make a Strong Offer

This is where a real estate agent’s experience and knowledge are important. Consider how much you think the house is worth and how much you are willing to pay for it. Work with your realtor to come up with a number that is educated and economical.

5. Homeowner’s Insurance

Before you close on your new home, your lender will require you to buy homeowners insurance. Make sure to compare rates and find the best pricing with the most coverage. Going with a less expensive rate means less protection. Picking the right plan can ultimately save you money in the future.

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